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SWH@Hansslerlaw.com     949.679.0770       

Debt Settlement

Debt Settlement:

We are often asked, "Why not just go with a Debt Settlement program?"  Here are a few of the reasons you should keep in mind.

  • First, you must pay taxes on any debt forgiven in a debt settle program.
  • You will be getting phone calls and possible lawsuits from your creditors, while in a debt settle program.
  • It takes months or years, to get enough money in your debt settle fund, to pay your debts.
  • All fees are paid to the debt settle folks first, weather you complete the program or not.
  • Many times, you fall out of the program, and have little to show for it.

A chapter 7 bankruptcy on the other hand, has none of these pitfalls.  No taxes, no phone calls or suits, immediate relief, and guaranteed result, up front, before you pay any fees or cost.

Before you pull out all of your savings, or borrow from your 401K, just trying to keep current, call us today to explore what Bankruptcy can do for youYou can keep your retirement, and still eliminate all of your bills, with no tax consequencesWhere is the stigma in that?

Call us today for FREE information on your bankruptcy rights.

Did you know that Abraham Lincoln once filed for Bankruptcy?  The stigma associated with Bankruptcy is fast becoming a thing of the past, as the United States, and the rest of the World are facing the most serious financial meltdown since the Great Depression

What is so different today, from the 1930's, is that Millions of Americans have huge credit card debts, which are becoming harder and harder to pay down.  Between job cuts, downsizing, loss of home value, wiped out 401K's and the rest of the turmoil in the economy the credit card companies still want the "minimum payment".  You may not be able to send just the "minimum payment".  That is why we have Bankruptcy.  It gives you a Fresh Start, with a clean slate.

If you have been affected by the economy, call our office today, to find out about your Bankruptcy rights.  Always a FREE consultation.


Your credit will start improving right away, when you file for Bankruptcy.  Immediate relief and 100 point increases in FICO credit scores are very common, after filing.   


SWH@Hansslerlaw.com
Toll FREE (888) 882 5297