Winning Tough Cases for Over 30 Years
Specializing in Bankruptcy & Personal Injury Law
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If you are injured in an Auto Accident, a Slip & Fall, bitten by a dog, or have some other type of injury to yourself, we can help. It is all to common for someone who caused your injury to try to deny it was their fault, and if you involve an insurance company, it is their job to find a way to either not pay you anything, or pay as little as possible.
Our job, is to help you recover the Maximum Amount, under the law, quickly and fairly. We have been helping injured people recover since 1981. We are a litigation law firm, which means we will not roll over and settle your case, because we are afraid to go to trial. Our office knows the best Doctors for referral of your treatment and care, so you can recover as fast as possible with the best possible results. We know how to get the insurance company to fix your car and pay the FAIR price if it is totaled. We know how to present your case, to achieve the maximum recovery you are entitled to, under the law.
Call
our office today for a free, confidential, consultation at 888 882 5297 or use our on-line application to contact us. We will be
happy to review your current personal injury claim and explain all your
options, right over the phone or with an e-mail response.
We handle all types of Personal Injury matters,
including :
- Auto Accidents
- Slip & Falls
- Dog Bites
- Motorcycle Accidents
- Government claims
- Brain injuries
- Elder Abuse/Neglect
- Broken bones
- Whiplash
- Herniated Disc
- Knee surgery
- Carpel Tunnel
- TMJ
This
means they will wait for payment until your case is
resolved. We are Expert negotiators and will obtain the highest
possible offer to resolve your case. If the insurance company does not
act reasonably, we are a Litigation firm, and will take your case to
Trial, letting a Jury tell the insurance company to pay up.
Call & see how we can help you.
Call for a FREE consultation.
888 882 5297
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Chapter
7 is a powerful tool, used to wipe out your debt, both Business and
Personal. It will stop all
collection actions against you, stop all lawsuits and harassing phone
calls and even get you out of a lease on your business property.
When your case is filed, the
Federal Bankruptcy Judge, immediately issues a Court Order, barring
all actions against you, including any action to collect on any debts. This is why
Foreclosures, Wage Garnishments, Lawsuits and Collections are all
stopped, when you file for bankruptcy.
This process is immediate, and therefore a Bankruptcy filed at 9:00 a.m. will stop a trustees sale set for 10:00 am, that same day.
The Court lets you keep most, if not all of your property, when you file for Bankruptcy. The reason is, the Court does not want you to have to go right back into debt, after you file, so they will let you keep your car, all your household possessions, your home and your retirement accounts.
Our
office files your case "electronically". That is when
the Bankruptcy Protection starts. It is immediate. About 6 weeks later,
you will
need to go to the Court and meet with a Bankruptcy Trustee.
They will have reviewed your paperwork and will ask for documents
proving your identity, ie drivers license and social security card.
They will then ask you to verify that you listed all of your debts
and all of your assets. They will then ask if any creditors are
present with any questions (which their almost never are) and
then you are free to go. The whole process takes only a few
minutes, when done properly. We have been specializing in Bankruptcy
Law since 1981, and know how to get the job done properly.
Chapter 13:
Chapter 13 is a repayment plan, where you pay what you have left over from your income each month, after expenses, to a trustee, who then pays your creditors. Plans last from 3 to 5 years. You do not have to pay 100% of your debt, in fact many plans only pay 2% or 3% of the debt, but at the end, if you have made all Chapter 13 payments, all of your debt is forgiven. 100% forgiven.
You can pay back any missed payments you may have on your home mortgage, at 0% interest. If your home is worth less than what you owe on your 1st mortgage, you can "strip" off any 2nd mortgages, and pay them with the rest of your unsecured debt. That means, at the end of your plan, you will have paid off both your credit cards as well as your 2nd mortgage, and probably for only pennies on the dollar.
As long as you are making your payments, the Court will provide protection, preventing foreclosure, wage garnishment and any collection attempts against you. Chapter 13 is a powerful tool, and should be given serious consideration by anyone in financial trouble.
Our Office will review all of your financial information, then prepare a Chapter 13 plan that will repay a percentage of your debt. At the completion of the plan, 3 or 5 years, depending on your income, all of your debt will be forgiven.
Chapter 11.
888 882 5297
Serving California since 1981. We have helped thousands of People,
Call & see how we can help you.
Call for a FREE consultation.